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Cleaning Service Business Insurance: Costs and Coverage Guide

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Starting a residential or commercial cleaning service is a fantastic business venture with low startup costs. However, because you and your staff will be entering other people’s private homes and corporate offices, having the right insurance is non-negotiable.

The Main Risks for Cleaning Businesses

  • Accidentally breaking an expensive vase, TV, or antique while cleaning.
  • A client or cleaner slipping on a wet freshly-mopped floor.
  • Accusations of property theft (which can be mitigated with Bond insurance).

Average Monthly Cost

Most independent cleaning services or small cleaning agencies pay between **$35 and $65 per month** for a standard general liability policy that builds instant trust with prospective clients.

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